A major SSI update is here: qualified individuals will receive not one, but two direct payments in June 2025—totaling up to $1,934 for individuals. But before you assume it’s a bonus, here’s the deal: this second payment is just an early deposit for July, due to calendar timing. Still, for millions of Americans relying on Supplemental Security Income (SSI), this money offers critical support.
Whether you’re receiving SSI or think you might be eligible, this guide breaks down everything you need to know—from who qualifies to how much you’ll get and how to apply.
Schedule
| Topic | Details |
|---|---|
| Payment Dates | June 1, 2025 (for June); June 30, 2025 (advance for July) |
| Individual Payment | $967 |
| Couple Payment | $1,450 |
| Essential Person | $484 |
| COLA Increase | 2.5% for 2025 |
| Average SSI Payment | $715 overall |
| How to Apply | SSA.gov, 1-800-772-1213, or local SSA office |
| Payment Method | Direct deposit or Direct Express card |
What Is SSI and Who Gets It?
Supplemental Security Income (SSI) is a federal aid program for individuals with low income who are either age 65 or older, blind, or have a qualifying disability. Unlike Social Security retirement or SSDI, SSI is need-based, so you don’t need to have a work history to qualify.
Key Eligibility Requirements:
- Must be 65+, blind, or disabled
- Must be a U.S. citizen or qualified non-citizen
- Must live in the U.S. or certain territories
- Income and financial resources must fall below federal limits
Resource limits in 2025:
- $2,000 for individuals
- $3,000 for couples
But not everything counts. Your home, primary vehicle, and basic personal items are typically excluded.
Why Are Two Payments Coming in June?
You’ll receive two SSI payments in June 2025, but don’t get too excited—it’s not a bonus.
Here’s why:
- June 1, 2025: Standard monthly payment
- June 30, 2025: Early payment for July, since July 1 falls on a weekend
So while your bank balance might look a little healthier in June, you won’t see another deposit until August 1, 2025.
How Much Will You Get?
Here’s the maximum federal SSI benefit amounts for 2025:
| Category | Monthly Maximum |
|---|---|
| Individual | $967 |
| Couple | $1,450 |
| Essential Person | $484 |
However, most people receive less than the max due to:
- Other sources of income (like part-time work)
- State-specific supplements
- Shared housing situations
National Averages (2025):
- All recipients: $715
- Seniors (65+): $591
- Adults (18–64): $762
- Children (under 18): $836
How to Apply for SSI in 2025
If you believe you qualify, now’s the time to apply. Here’s how to get started:
Apply Online:
Visit SSA.gov/benefits/ssi
Apply by Phone:
Call 1-800-772-1213 (TTY: 1-800-325-0778)
Apply In Person:
Visit your nearest Social Security office (appointments are encouraged)
Documents You May Need:
- Valid ID (driver’s license or state ID)
- Proof of income (bank statements, benefit letters)
- Medical records (if applying based on disability)
- Housing details (rent, utilities, etc.)
Tips to Manage Your SSI Payments
SSI provides a foundation, but it helps to plan and maximize your money:
- Treat June’s second payment as July’s income to avoid overspending early
- Use direct deposit or a Direct Express card to receive payments faster and more securely
- Look into state SSI supplements—most states offer additional monthly funds
- Get help—nonprofits, benefits counselors, and Area Agencies on Aging can assist with other programs you might qualify for
FAQs
Why are there two payments in June 2025?
The second payment on June 30 is for July, sent early.
Who qualifies for the $967 payment?
U.S. citizens or legal residents who are 65+, blind, or disabled with limited income.
How do I apply for SSI?
You can apply online at SSA.gov, by phone, or at a local SSA office.
Is the $967 amount guaranteed for everyone?
No, the amount depends on income, living situation, and state benefits.
What if I don’t have a bank account?
You can get payments via the Direct Express prepaid debit card.
