Every year, millions of pounds go unclaimed by older people in the UK—and a big chunk of it comes from a benefit called Attendance Allowance. If you’re over State Pension age and struggle with daily tasks due to a physical or mental condition, you might be entitled to up to £441.60 every four weeks. Yet, thousands never apply. Let’s break down what this benefit is, why it matters, and how to claim it.
Overview
Attendance Allowance is a tax-free, non-means-tested benefit offered by the Department for Work and Pensions (DWP). It’s specifically designed to support people over the State Pension age who need help with personal care or supervision due to a disability or health issue.
The beauty of it? Your income, savings, or whether you have a carer doesn’t affect your eligibility. All that matters is how much your condition impacts your everyday life.
Rates
Here’s how much you could receive:
| Rate Type | Weekly Rate | Monthly (4-week) Total |
|---|---|---|
| Lower Rate | £73.90 | £295.60 |
| Higher Rate | £110.40 | £441.60 |
The amount you get depends on whether you need help during the day, night, or both. Even people with terminal illnesses can qualify for the higher rate immediately.
Awareness
Despite its value, Attendance Allowance is one of the UK’s most underclaimed benefits. Age UK reports that more than 3.4 million eligible pensioners miss out every year. That’s over £1.8 billion going unclaimed annually.
So, why aren’t people applying?
Myths
Many pensioners believe they don’t qualify. Here are some common myths—and the facts:
- “I don’t have a carer.” Doesn’t matter. You only need to need help, not be receiving it.
- “I manage fine most of the time.” If you struggle or need help even occasionally, you could still qualify.
- “The form is too hard.” True, it’s long—but plenty of help is out there to guide you through it.
Example
Margaret, 77, from Devon, lived alone and battled arthritis. She didn’t think she’d qualify for help since she wasn’t receiving formal care. But after speaking with Citizens Advice, she applied and got the higher rate. “It changed my life,” she said. “I could afford help with cleaning and even bought a mobility scooter.”
Criteria
To qualify for Attendance Allowance, you must:
- Be over State Pension age (currently 66)
- Have a long-term physical or mental health condition
- Need help or supervision during the day, night, or both
- Have had these needs for at least 6 months (unless terminally ill)
- Live in England, Scotland, or Wales
Conditions that often qualify:
- Dementia or Alzheimer’s
- Parkinson’s disease
- Arthritis
- Chronic pain or fatigue
- Mental health issues like depression or anxiety
- Sensory impairments (e.g., sight or hearing loss)
Steps
Ready to apply? Here’s what to do:
- Order the Form: Call 0800 731 0122 or download it from GOV.UK.
- Fill It Out: Focus on your worst days. Use specific examples.
- Get Support: Contact Age UK or Citizens Advice if you need help.
- Send It Off: Post it to the address on the form. Claims start from when DWP receives your form—or from the request date if you called.
- Wait for a Response: Processing can take several weeks. You might need to attend an assessment.
Checklist
Before posting your form, make sure you:
- Collected notes on your daily struggles
- Described your most difficult days in detail
- Included any medical evidence if available
- Got help if needed
- Posted the form and kept a copy or note of the date
Extras
Getting Attendance Allowance may unlock even more support. Once awarded, you could get:
- Extra Pension Credit
- Council Tax Reduction
- Housing Benefit
- Warm Home Discount
- Carer’s Allowance (if someone looks after you)
Even if you think you won’t qualify, it’s worth applying or helping someone else do it. This isn’t just about money—it’s about independence, dignity, and quality of life.
Thousands of older people are missing out on a benefit that could ease the stress of daily life. Whether it’s confusion, stigma, or just not knowing, too many people are leaving money on the table. If this sounds like you—or someone you love—take that first step today. You’ve earned this support. Now it’s time to claim it.
FAQs
What is Attendance Allowance?
A benefit for people over State Pension age needing personal care.
Who can apply for it?
Anyone over 66 needing help due to disability or illness.
Do I need a carer to qualify?
No, you just need to show that you need care.
How much can I get monthly?
Up to £441.60 depending on your needs.
Where do I apply?
Apply via GOV.UK or call 0800 731 0122 for a form.
