If you live in the UK and struggle with a long-term illness or disability, you might be missing out on as much as £9,500 per year through a benefit called Personal Independence Payment (PIP). Many eligible people don’t claim it—either because they don’t know it exists or they think their condition isn’t severe enough.
This guide explains who qualifies for PIP, how to apply, how much you can get, and the hidden extras that can come with approval. Whether it’s for you or someone you care for, this benefit could make a big difference.
Overview
Personal Independence Payment is a non-means-tested benefit provided by the Department for Work and Pensions (DWP). It’s designed to help with the extra costs of living with a disability or long-term health issue. Your income or savings won’t affect eligibility, and it can be claimed whether you’re working or not.
Here’s a quick breakdown:
| Topic | Summary |
|---|---|
| Benefit Name | Personal Independence Payment (PIP) |
| Annual Value | Up to £9,583.60 (2024 rate) |
| Eligibility Age | 16 years and older |
| Assessed On | Daily living/mobility impact, not diagnosis |
| Common Conditions | Anxiety, arthritis, MS, epilepsy, COPD, depression |
| Application Method | Phone or gov.uk online form |
| Processing Time | Around 15 weeks |
| Extra Support Possible | Blue Badge, Council Tax help, Motability, grants |
What is PIP?
PIP is split into two parts:
- Daily Living: For help with eating, dressing, washing, medication, communication, or managing money.
- Mobility: For difficulty planning or making journeys, or physically moving around.
Each part is paid at either a standard or enhanced rate. Here are the 2024 weekly rates:
| Component | Standard Rate | Enhanced Rate |
|---|---|---|
| Daily Living | £68.10 | £94.80 |
| Mobility | £26.90 | £62.55 |
If you qualify for both components at the enhanced rate, that’s £184.30 per week—or around £9,583.60 a year.
Who Qualifies?
PIP eligibility is based on how your condition affects your daily life, not what the condition is called. For example, two people with arthritis could have very different needs—and different award amounts.
To qualify, you must:
- Be aged 16 or over but under State Pension age when you apply
- Live in England, Wales, or Northern Ireland
- Have a condition that’s lasted (or is expected to last) at least 12 months
- Struggle with daily tasks or mobility
Scotland uses its own benefit: Adult Disability Payment.
Common Conditions That May Qualify
- Mental Health: Depression, PTSD, anxiety, schizophrenia
- Neurological: Epilepsy, MS, Parkinson’s, brain injury
- Musculoskeletal: Back pain, arthritis, fibromyalgia, chronic fatigue
- Respiratory: COPD, asthma
- Learning/Developmental: Autism, ADHD, dyslexia
What matters most is how the condition impacts your ability to function—not what it’s called.
How to Apply for PIP
Call 0800 917 2222 or visit gov.uk/pip to begin. You’ll be asked basic questions and sent a form titled How Your Disability Affects You.
Fill in the Form
Be clear and detailed. Think about your worst days, not just the good ones.
For example:
- “I need help getting dressed due to stiffness in my joints.”
- “I forget to take medication unless I’m reminded.”
Health Assessment
Most people are invited to an assessment with a healthcare professional. This might be in-person, by phone, or via video.
Be prepared:
- Have your form and evidence with you
- Be honest about what you struggle with daily
- Don’t downplay how hard things are
Wait for a Decision
It usually takes about 15 weeks to get a decision letter. This will tell you if you’ve been awarded PIP and at what rates.
What Happens After Approval?
Once you start receiving PIP, you may qualify for more benefits and support:
- Council Tax Discounts – Your local council may reduce your bill
- Blue Badge Scheme – Priority parking for mobility difficulties
- Motability – Use your mobility payment for a car or scooter
- Grants – Home improvement grants through your local council
- Benefit Premiums – Extra money added to Universal Credit or ESA
Visit gov.uk/benefits for a full list of extras.
Tips to Improve Your Chances
- Keep a Diary – Write down what you struggle with each day
- Use Clear Examples – Describe how your condition affects tasks
- Include Evidence – Medical letters, prescription lists, or care notes
- Seek Help – Charities like Scope or Citizens Advice can support you
- Don’t Give Up – Many rejections are overturned after appeal
Claiming PIP can feel intimidating, but with the right prep, you can get the support you deserve. Take your time, gather the right information, and don’t be afraid to ask for help.
FAQs
How much is PIP per year?
Up to £9,583.60 annually if awarded both enhanced rates.
Can I get PIP for anxiety or depression?
Yes, if your condition affects daily tasks or mobility.
Is PIP based on income or savings?
No, PIP is non-means-tested—income doesn’t affect it.
How long does a PIP decision take?
On average, about 15 weeks after starting your claim.
What other help comes with PIP?
You may get council tax help, travel aid, or housing grants.
