Raising kids in Canada isn’t cheap, but the Canada Child Benefit (CCB) helps make it a little easier. As of June 2025, the CCB continues to deliver tax-free monthly payments to eligible families with children under 18. And with updated benefit rates for inflation, you could receive up to $7,787 per child under age 6, or $6,570 per child aged 6–17.
Many families are now asking: “Am I eligible for the $7,437 CCB amount this year?” In this guide, we’ll explain what that number means, how the CCB works in 2025, and how to apply or adjust your info to get the maximum support.
Overview
| Topic | Details |
|---|---|
| Maximum CCB (2025) | $7,787 (under 6); $6,570 (ages 6–17) |
| Full Benefit Threshold | AFNI of $36,502 or less |
| Eligibility | Canadian resident, primary caregiver, files taxes |
| Monthly Payment Dates | 20th of each month (or earlier if weekend/holiday) |
| How to Apply | Online, at birth registration, or by mail (Form RC66) |
| Official Portal | Canada.ca – Child Benefits |
What Is the Canada Child Benefit?
The CCB is a monthly tax-free payment from the federal government to help families cover the costs of raising children. It’s handled by the Canada Revenue Agency (CRA) and is based on your income, number of children, and their ages.
2025 CCB Rates
- $7,787/year = $648.91/month for each child under age 6
- $6,570/year = $547.50/month for each child aged 6 to 17
These amounts are adjusted every July based on inflation.
Who Gets the Full $7,437?
The much-talked-about $7,437 figure refers to a near-max average benefit that many low-income families with kids under 6 may receive in 2025. Here’s what you need to qualify:
1. Canadian Residency
You must be a resident for tax purposes and live with the child.
2. Primary Caregiver
You or your partner must be mainly responsible for the child’s care (schooling, health, etc.).
3. Adjusted Family Net Income (AFNI)
- To get the full amount, your AFNI must be $36,502 or less.
- If it’s higher, your benefit is gradually reduced using CRA’s formula.
4. Filed Income Tax
Both parents (if applicable) must file taxes every year—even if there’s no income. No tax return = no CCB.
How CCB Is Calculated in 2025
The CCB is based on:
- Family net income from 2023
- Number of children
- Ages of the children
If your income exceeds $36,502, your benefit amount decreases. For example:
| AFNI Range | CCB Adjustment |
|---|---|
| $36,502 or less | Full amount |
| $36,503–$75,000 | Gradual reduction starts |
| Above $75,000 | Larger reductions, but some still qualify |
You can get a personalized estimate using the CRA Benefits Calculator.
CCB Payment Dates
CRA sends CCB payments on the 20th of each month (or the business day before if the 20th falls on a weekend or holiday).
Sample 2025 Payment Dates:
- May 20, 2025 (Tuesday)
- June 18, 2025 (Friday)
- July 19, 2025 (Friday)
Log in to CRA My Account to view your CCB payment history or update your information.
How to Apply for the CCB
- Sign in and apply under “Child Benefits”
- Provide child’s SIN, birth info, and supporting documents
At Birth Registration
- In most provinces, you can request CCB when registering your child’s birth
- No separate application is needed
By Mail (Form RC66)
- Download Form RC66
- Include copies of:
- Your child’s birth certificate
- Your SIN and your spouse’s (if applicable)
- Recent tax assessments
- Mail it to your regional tax centre
Documents You’ll Need
- Child’s birth certificate or legal custody papers
- Your SIN and your spouse/partner’s SIN
- 2023 tax return and Notice of Assessment
- Proof of address if requested
Tips to Maximize Your CCB
- Always file taxes early (even with no income)
- Update marital status, address, and custody info right away
- Use CRA’s online calculator to plan for future changes
- Apply for related benefits:
- GST/HST Credit
- Canada Workers Benefit (CWB)
- Provincial child benefits (varies by province)
FAQs
Who gets the full $7,437 CCB in 2025?
Families with income under $36,502 and children under age 6.
How often is the CCB paid?
Monthly, around the 20th of each month.
Do I need to file taxes to get the CCB?
Yes, both parents must file tax returns every year.
Can I apply online for the CCB?
Yes, through CRA My Account or during birth registration.
Does the CCB affect other benefits?
No, it’s tax-free and doesn’t reduce other federal benefits.
