Many Canadian seniors got a financial lift in 2025 thanks to a one-time $2,350 Old Age Security (OAS) Boost. With the cost of living steadily climbing, this timely support has helped older Canadians stay afloat. From groceries to healthcare, the extra money is making a real difference for those on fixed incomes. But how do you know if you’re eligible? And what should you do if the payment hasn’t landed in your account yet? Let’s break it all down.
Overview
The $2,350 OAS Boost is not part of your usual monthly Old Age Security pension. It’s a separate one-time payment meant to ease the financial pinch caused by inflation, rising rent, and increasing utility bills. Seniors who already get OAS and meet a few additional criteria are set to benefit. Best of all? You don’t need to apply—it’s automatically deposited.
Here’s a snapshot of what this benefit looks like:
| Feature | Details |
|---|---|
| Payment Amount | $2,350 one-time |
| Eligibility | Seniors 65+ with income under $70,000 |
| Payment Method | Direct deposit |
| Tax Filing Requirement | Must have filed 2023 taxes |
| Payment Period | Dec 2024 to June 2025 |
| Administered By | Government of Canada – CRA |
Eligibility
Wondering if you’re eligible? The good news is that the requirements are pretty straightforward. But there are some key boxes you need to check.
Age
You need to be at least 65 years old. That’s the base requirement for any OAS benefit, including this one-time boost.
Residency
You also must be living in Canada and either a citizen or permanent resident. If you’ve been outside the country for long periods, your eligibility could be affected.
Income
This payment is primarily aimed at low to moderate-income seniors. If your annual income is under $70,000, you’re likely eligible for the full amount. If it’s a bit over, you might still get a reduced payment—but it’s worth checking.
Taxes
You must have filed your 2023 tax return. Why? Because the Canada Revenue Agency (CRA) uses that information to determine your eligibility and how much you’ll receive. If you missed the deadline, the payment could be delayed—or you might not get it at all.
Residency Length
You also need to have lived in Canada for at least 10 years after turning 18. If you’ve been here less than that, you might still qualify for a smaller portion based on how long you’ve lived in the country.
Receiving
No application needed! If you’re eligible, the money goes straight into your bank account. But there are two things you must do:
- File your 2023 taxes – this is how the CRA verifies your eligibility.
- Update your bank details – if your direct deposit info has changed, update it ASAP.
Most payments began rolling out in December 2024 and are continuing through June 2025.
Impact
Let’s talk about what this $2,350 actually does for seniors. With grocery prices, rent, and even prescriptions going up, many are feeling squeezed. Here’s how this one-time payment helps:
- Groceries: Helps cover rising food costs.
- Utilities: Eases pressure from increased energy bills.
- Healthcare: Supports out-of-pocket expenses like medications.
It’s not a permanent fix, but it’s a welcome cushion.
Support
The OAS Boost isn’t the only support for seniors. It works alongside other government programs like:
- Guaranteed Income Supplement (GIS) – extra income for low-income seniors.
- Canada Pension Plan (CPP) – monthly retirement benefits.
When combined, these programs provide a more complete safety net.
Missing
Still haven’t received the payment? Don’t panic. Here’s what to do:
- Log in to your CRA account – Check if your banking and tax info is current.
- Double-check your eligibility – Review income and age criteria.
- Call CRA – If everything looks right but the money’s still missing, reach out directly.
Voices
Take it from seniors themselves:
Anna, 68, Vancouver: “I was stressed about bills. This boost helped with groceries and hydro. It made a huge difference.”
George, 72, Calgary: “Between meds and rising rent, it’s been tough. The OAS Boost gave me breathing room.”
Whether it’s paying the power bill or buying fresh produce, this payment is easing burdens for many.
The $2,350 OAS Boost is more than just money—it’s a gesture of support and recognition for Canada’s seniors. It won’t solve every financial problem, but it can offer some relief when it’s needed most. If you’re eligible and haven’t received yours yet, don’t wait—check your info with CRA today.
FAQs
Who qualifies for the OAS Boost?
Seniors aged 65+ with income under $70,000.
Do I need to apply for the OAS Boost?
No, the payment is automatic if you’re eligible.
When will I get my OAS Boost payment?
Between Dec 2024 and June 2025.
What if I missed filing 2023 taxes?
You may face delays or not receive the payment.
Can I still get it if I earn over $70,000?
Possibly, but you may get a reduced amount.
