$1,390 Stimulus Payment Set for 2025 – Check Eligibility Criteria Now!

Published On: June 17, 2025

If you didn’t get your third stimulus check back in 2021, you may still be eligible for a Recovery Rebate Credit worth up to $1,390—but only if you act by June 15, 2025. While this isn’t a brand-new stimulus, it’s real money still waiting for those who missed out due to missed tax filings, overlooked dependents, or changes in income.

Whether you’re a retiree, student, single parent, or just someone trying to make ends meet, this guide explains exactly how to claim the payment and what you need to do before the final deadline.

Overview

Feature	Details
Payment Amount	Up to $1,390 per eligible person
Credit Type	Recovery Rebate Credit (from 2021 stimulus round)
Deadline to File	June 15, 2025
How to Claim	File a 2021 federal tax return (Form 1040)
IRS Resource	IRS.gov Recovery Rebate Credit Info

What Is It

This payment is not a new stimulus check being mailed out in 2025. It’s a credit you can still claim if you missed part or all of the third Economic Impact Payment issued in 2021. That payment was worth up to $1,400 per person—but most late claimants are eligible for around $1,390 due to tax calculations or partial payments.

The credit is called the Recovery Rebate Credit, and it’s available to anyone who was eligible but didn’t get their full payment.

Who Qualifies

To be eligible for the 2025 stimulus credit, you must:

Be a U.S. citizen or resident alien for 2021
Not have been claimed as a dependent on someone else’s return
Have an adjusted gross income (AGI) of:
- $75,000 or less (single)
- $112,500 or less (head of household)
- $150,000 or less (married filing jointly)

If you earned slightly more than these amounts, you may still qualify for a reduced payment.

You May Also Qualify If:

You had a child or dependent added to your household in 2021
You didn’t file a tax return in 2021 but were eligible
Your income dropped in 2021 compared to previous years
You were receiving disability, SSI, or other benefits and didn’t file taxes

Even those who normally don’t file—like seniors, part-time workers, and students—can qualify if they meet the income and residency rules.

How To Claim

Here’s what you need to do to claim the credit before it disappears:

Step 1

Use the IRS Recovery Rebate Credit Lookup Tool or talk to a tax pro to see if you missed the third stimulus and how much you may qualify for.

Step 2

Even if you weren’t required to file taxes in 2021, you must do so now. Use Form 1040 and complete the section related to the Recovery Rebate Credit.

Step 3

That’s your last chance. After that, you can’t claim the payment. The funds will legally go back to the U.S. Treasury.

Step 4

Use a trusted tax prep service like TurboTax, IRS Free File, or H&R Block. Filing online helps you get your money faster and track your refund.

Step 5

Save a copy of your 2021 return and any communication from the IRS in case you’re asked for more details later.

Real Example

Meet Sarah, a single mother in Michigan. In 2021, she gave birth to a daughter and earned about $30,000 working part-time. She didn’t file taxes that year because she didn’t think she needed to. In early 2025, she hears about the Recovery Rebate Credit and gets help from a VITA center.

She files her 2021 tax return and, within six weeks, receives a direct deposit of $1,390. That money helps her cover overdue utility bills and start a small emergency fund.

Why Now

The IRS gives taxpayers three years from the original filing deadline to claim refunds or credits. Since the third stimulus was tied to 2021 tax returns, the window to claim ends June 15, 2025.

Miss that date, and the opportunity is gone for good. So if you or someone you know may have missed out, now’s the time to act.